Transaction

Banking,

Defined

Redefined

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Amol K. Bahuguna

Drawing on over two decades of experience across South Asia and the Middle East, Amol K. Bahuguna examines why transaction banking is repeatedly treated as infrastructure rather than franchise, why platforms scale activity without improving returns, and why execution fails inside otherwise strong institutions.

This is not a book about technology trends, fintech disruption, or transformation slogans. It is a banker’s view of how liquidity, behaviour, operating models, and governance really determine outcomes in wholesale banking.

Written for CEOs, head of wholesale banking, head of transaction banking, CDOs, CTOs, CIOs, and young transaction banking professionals, this book challenges comfortable assumptions and replaces them with judgement earned from practice.

The future of banking will not be decided by who digitises fastest, but by who understands what they are actually redefining.

For more than a decade, wholesale banks have invested heavily in digitisation, platforms, and transformation programmes. Many modernised their technology. Few changed their economics.

Transaction Banking, Redefined argues that the problem was never execution or ambition. It was misunderstanding where value in transaction banking actually comes from.

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About the Author

With recognised Industry accolades, Amol K. Bahuguna has been recognised among the Top 50 Tech Leaders in KSA and Top 50 Payment Leaders in the GCC, and is known for subject matter expertise in corporate banking, transaction banking and digital transformation.

Amol is a public speaker and also writes thought leadership articles in various business publications.